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How to verify your paypal account without a credit card. In 7 easy steps.

Discussion in 'PayPal' started by hdwills, Aug 28, 2009.

  1. #1
    Here is a brief guide for fellow webmasters and webmistress(?) from India.

    This guide shows you a easy way to verify your paypal account without a credit card.

    You can use this method to verify personal, premier or business accounts.

    The primary requirements are

    1. A HDFC savings / current account with Net Banking facility
    2. An active Debit/ATM card
    3. A minimum balance of Rs. 200 in the account

    Step 1

    a. Open your browser and visit http://www.hdfcbank.com. Unless the present layout changes by the time, I am done writing this, you should see a screen like the one showed below

    [​IMG]

    b. Select the highlighted option "Netsafe/Verified by Visa/MasterCard SecureCode"

    c. Click on the "Login" button

    Step 2

    a. You will be presented with a screen which looks like the one shown below.

    [​IMG]

    b. You will see a login box. Your Netbanking customer id, account number and password will not work here. So if you are not registered, click on the "REGISTER" button above the form.

    Step 3


    a. You will be taken to a page that looks like the picture shown below.

    [​IMG]

    b. Needless to say, click on the "I accept" button to progress.

    Step 4

    a. Now you should see a form asking you for your debit card number and expiration date. Fill the form up, and click submit.

    [​IMG]

    b. Now it will ask you for your debit card pin, enter the pin number and click submit.

    c. Your login is ready.

    Step 5

    a. You will have to come back to the screen shown in step 2. And login using the credentials you provided in the previous step.

    b. After you are logged in you should see a screen like the one displayed below

    http://www.serocket.com/pactivation/step5.jpg

    c. You should see your present account balance in the blue colored card.

    d. Now click inside the TextBox named "Limit" and enter a value. For our purpose Rs. 150 is enough ($2 minimum). The limit, means the value of the credit card you are going to generate.

    e. Click on the button marked as "Go", now you should see some fancy graphics and a virtual one time use credit card number will be generated for you.

    Note down the

    1. Card number
    2. The expiry date (mm/yy)
    3. The CVV2 code

    Paypal Step

    1. open your paypal account.

    2. Go to the verification screen and enter the credit card number you have generated along with the expiry date and CVV2 code.

    3. Paypal should now ask you for the 4 DIGIT verification code.

    Step 6

    1. Go to the screen mentioned in step 5.

    2. Click on the "All Accounts / Services" link.

    3. You will be taken to a screen that resembles the one shown below.

    http://www.serocket.com/pactivation/step6.jpg

    4. Click on the "TXN DETAILS" link. The one I have highlighted with a blue border.

    Step 7

    1. You will come to a screen, like the one shown below

    http://www.serocket.com/pactivation/step7.jpg

    2. You should see two charges from PAYPAL.

    3. One of the charges will look like the one I have highlighted in yellow.

    4. Look for a PAYPAL charge that has 4 digits and looks like "xxxx-PAYPAL--*EXPUSE", where "xxxx" is the 4 digit verification code.

    5. Note down the verification code.

    6. Go back to paypal verfication screen and enter the 4 DIGITS and you are verfied.


    Notes:

    1. The account holder name and last name you provided to Paypal must match the one that is on your bank account.

    2. The card is one time use only and has a 24 hour validity period.

    3. Any card generated but not used, will have its fund returned back to your account in 72 hrs.

    4. If you used partial amount of a card value, the balance amount will be returned back to your account after a period of 30 days.

    5. You can generate upto 10 virtual credit cards a day.

    6. You can use cards generated to buy stuffs on the internet.

    7. This is equivalent to a credit card except it uses your bank balance.

    8. Cards generated using this method will not work with moneybooker verification.

    9. Cards generated using this methods WORKS with GoDaddy, Snapnames, Namejet and other major online retailers.

    DISCLAIMER : I have used this method to verify my accounts and I personally know at least 3 more people who has used HDFC cards without any problems or risk
    to their accounts.
    Last edited: Aug 28, 2009
    hdwills, Aug 28, 2009 IP
  2. kolucoms6

    kolucoms6 Active Member

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    #2
    Pretty Descriptive , but risky as PAYPAL ppl are BROWSING THIS forum also..
    kolucoms6, Aug 28, 2009 IP
  3. hdwills

    hdwills Active Member

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    #3
    This is not illegal. It is perfectly legal. You must have a bonafide bank account to do this and it should be in your name.
    hdwills, Aug 28, 2009 IP
  4. kolucoms6

    kolucoms6 Active Member

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    #4
    But VCC is NOT allowed.
    kolucoms6, Aug 28, 2009 IP
  5. shalprit

    shalprit Peon

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    #5
    Chances are high that if Paypal guys will get to know..they might ban my Paypal....
    Any insight will be appreciated...I don't want to risk my account like this....
    Because I heard they ban account verified using VCC??
    shalprit, Aug 28, 2009 IP
  6. hdwills

    hdwills Active Member

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    #6

    This is not VCC, these are Verified by VISA credit cards generated by the bank in which you have a bonafide account. You can only generate cards on your name.

    You cannot use cards generated from somebody else's account to verify your paypal account.
    hdwills, Aug 28, 2009 IP
  7. thewebhostingdir

    thewebhostingdir Well-Known Member

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    #7
    Well, HDFC netsafe is not a new thing. Lot of people are aware about it. But this can be used to verify the paypal account for sure and this is not illegal.
    thewebhostingdir, Aug 28, 2009 IP
  8. sanbat

    sanbat Peon

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    #8
    I Advise you to not get mess with VCC. You use the vcc for own purpose,(people selling as papypal coupons for Rs.300) eventhough,, if your account is frozen...by paypal you then need to verify your CC(your VCC) then where can you bring the one 24hrs expired VCC?. you will cry man.. you do not play with Paypal...there are many stories.. Do not be so Enthusiastic

    moreover you can not ADD Funds with VCC that you verified!!!

    You just looking for verify, then try sincerly a credit card.. Axis bank provides, easy credit card with low deposits, you need not to be a gov. employ.

    try a good way to save your hard earned money.. Actually VCC are ment for safe online purchages...
    sanbat, Aug 28, 2009 IP
  9. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #9
    Just to let you know that you can't signup for "Verified by Visa / MasterCard® SecureCode" using ATM card as it requires only debit/credit card.

    Correct me if i am wrong :rolleyes:

    DON.
    deluxdon, Aug 29, 2009 IP
  10. hdwills

    hdwills Active Member

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    #10
    My bad, it should be a debit card/credit card
    hdwills, Aug 29, 2009 IP
  11. kanip

    kanip Peon

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    #11
    Nice info but its risky...
    kanip, Aug 29, 2009 IP
  12. shivshanke

    shivshanke Peon

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    #12
    instead of following this route ,follow my way ,it is legal and risk free,dont try to cheat paypal they will ban you ,because they are watching

    goto this site ,you can get verifed by using an indian debit card issued by state bank of india
    http://shanker4u.110mb.com/index.php?p=1_13_Paypal-verified
    shivshanke, Aug 29, 2009 IP
  13. hdwills

    hdwills Active Member

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    #13
    It is not risky. Do you even understand the concept. The card you use is connected to your bank account. A bank account cannot be opened without giving proper identification and address proof.

    And for your information it is not "cheating paypal"
    hdwills, Aug 29, 2009 IP
  14. Eduardo9

    Eduardo9 Guest

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    #14
    Wouldn't they see is as not using a legit credit card anyway? Wether or not legal?
    Eduardo9, Aug 29, 2009 IP
  15. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #15
    Ok one more question.

    What to do if they ask for CC statement for verification :confused:

    DON.
    deluxdon, Aug 29, 2009 IP
  16. hdwills

    hdwills Active Member

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    #16
    I had my account limited thrice due to fast withdrawls, every time they ask me to show

    1. Identity proof
    2. Bank account proof (latest account statement)
    3. Address proof.

    And the fastest way to resolve limitations is to call them up.
    hdwills, Aug 29, 2009 IP
  17. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #17
    But in case if they demand for CC statement then :confused:

    DON.
    deluxdon, Aug 29, 2009 IP
  18. kolucoms6

    kolucoms6 Active Member

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    #18
    Give any address PROOF..
    kolucoms6, Aug 29, 2009 IP
  19. CrucifynDi3

    CrucifynDi3 Peon

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    #19
    rofl been verified using VCC and it works for me, no need to follow such a hard route
    CrucifynDi3, Aug 30, 2009 IP
  20. suvosaha

    suvosaha Peon

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    #20
    thanks but still looking for the right solutions.
    suvosaha, Jan 3, 2010 IP