How to get credit card fast

Hi people,

I want to take a credit card (in India - I'm a resident of India) - I don't have bank accounts anywhere at the moment. I want a credit card with a good credit limit like RS 50,000. Please tell me the steps I should be taking. I'm self employed person and I have Income Tax returns for the last two years. Please tell me which credit card - is easy to get? And how ? I want one with good credit limit. I want a reply very soon. Please pour in your comments as soon as you can. I can provide any additional details if you want.


Thanks

 

Dont be so excited with the name credit card

Firstly Open up a Bank account , than only u can apply for a credit card.

and ur first cc will gv u max 20k to 25k limit , depends on bank u choose.but for sure u wont get 50k at start

go for top banks like icici , hdfc , pnb , sbi etc

 

Open a FD of 20K in ICICI and you will get a CC instantly.
Or I will suggest you to better open an account in HDFC and take CC from them.

- Digital -

 

Open a bank account with ICICI and get a credit card from them within a week's time. I am suggesting ICICI Only because it provides good exchange rates (as compared to other banks) and also specialse in online banking.

 

HDFC needs an FD?? or a saving acc will do?

 

when i asked with hdfc bank they told it takes some time to issue cc so u may need to wait still

 

It depends on your financial portfolio and/or professional background. If you are doing a day job at a reputed firm then saving account would work Or you have go for a FD of a good amount and you will be given a FD instantly at most private banks


Best Regards,
MM

 

Go to Kotak Mahindra or HDFC and apply for Credit Card you will get there if you will go to other bank they will say you to go and take 2 rounds of Himalaya.

 

Go for Axis bank secure credit card.
open an FD in axis bank. and get credit card instant approve. no hassle

 

try this site its free freecards4you.tk

 

tet1win i hope you are not trying Spam.

Others, what is FD and i want to know more about Indian Banking.So can someone tell me if the 25K limit applies only to the CC or even to the Bank account.Can 100K be transferred from Paypal to Bank account in India??

 

FD = Fixed Deposit.

No limit on anything else

 

all major Indian banks will give you an instant CC based on 75% of the FD value, so for a credit limit of 50K INR be ready to make a FD of 60K and the moment you close your FD the card is gone.

 

open account with any reliable bank and proceed for cc, i thought ICICI recently hold the new cc delivery.