Don't get me wrong. I use affiliate programs and most of my income comes from clickbank. Direct deposit, yeeaaahh. The thing that sucks about affiliate programs is that I make thousands of dollars by selling someone elses stuff. Why, because I don't have a product with a higher ROI. The I is relative since I have not paid for ads in 2 years, seriously. Bottom line, I am working hard to change that whole situation. I have had my own products for years, I even applied to CB with my ebooks. I am so sick and tired of working for other people. Maybe thats why I statred internet marketing 9 years ago. Ok. If you still dont believe that I am an internet MARKETEXPERT then read along. Thanks for reading so far! I have a system that allows me to test EVERY market for free with my SEO and link building skills. I then track the visitors and see which keywords bring in the most organic traffic. Then I create a few web pages based on those high traffic organic keywords. I extract the highly targeted keywords with low competition in the search engines and make a compiled list of the kws. I am about to use the filtered kw lists in PPC. I am quite confident that these campains wil be profitable. Follow me, I have only just begun.