f you’re not using it, you are losing hundreds or thousands of dollars each year. It’s called PayPal Business Payments. If you select this option when invoicing clients through Freshbooks or Harvest, you will pay only a flat 50-cent fee for each transaction, rather than the typical 2 or 3 percent. I found this info from http://alexisgrant.com/2014/12/05/avoid-high-paypal-fees/