How to accept credit card payments with Cart?

Discussion in 'eCommerce' started by Raymond.C, Oct 8, 2009.

0
  1. #1
    Hi,

    I'm new to this... I plan on making a business site which im selling stuff... I need something that accepts credit card payments... (NO PAYPAL Or other services).

    This is what I want:

    Item(Shoe) ---> Customer comes in buyes via credit card ----> The money goes straight through my bank or credit card.

    is there any systems that is capable of that?
     
    Raymond.C, Oct 8, 2009 IP
  2. NainaPriyanka

    NainaPriyanka Peon

    Messages:
    178
    Likes Received:
    1
    Best Answers:
    0
    Trophy Points:
    0
    #2
    You need a Merchant account at your Bank.
    You can go for Authorize.net to be used a Payment Processors.
     
    NainaPriyanka, Oct 8, 2009 IP
  3. Raymond.C

    Raymond.C Peon

    Messages:
    516
    Likes Received:
    1
    Best Answers:
    0
    Trophy Points:
    0
    #3
    Dont the PHP softwares work for this kind of stuff?
     
    Raymond.C, Oct 8, 2009 IP
  4. Nigel Lew

    Nigel Lew Notable Member

    Messages:
    4,642
    Likes Received:
    406
    Best Answers:
    21
    Trophy Points:
    295
    #4
    You need a custom driver for that sort of thing. Typically high end payment processors will take less of a percentage but pay you monthly.

    The other option still requires a driver but your bank would need to provide a gateway for online activities.

    Nigel
     
    Nigel Lew, Oct 8, 2009 IP
  5. Raymond.C

    Raymond.C Peon

    Messages:
    516
    Likes Received:
    1
    Best Answers:
    0
    Trophy Points:
    0
    #5
    Explain more please.
     
    Raymond.C, Oct 8, 2009 IP
  6. netpox

    netpox Active Member

    Messages:
    1,625
    Likes Received:
    27
    Best Answers:
    0
    Trophy Points:
    90
    #6
    To accept credit cards you need the following:

    - merchant account with your bank
    - payment gateway (ex: authorize.net, chronopay, 2checkout)
    - script or custom coding that will allow your checkout cart work with the payment gateway
    - SSL certificate - most payment gateways require that

    I personally use PayPal Website Payments Pro - this is a merchant paypal account that you can apply for with paypal. It has a $30 monthly fee + transaction fees...but i do not need a merchant account with my bank now so that saves me on their fees and after all it is cheaper than authorize.net

    PayPal Website Payment Pro allows your customers to checkout right on your website by entering credit card number...and they never know it is being processed by paypal.
     
    netpox, Oct 8, 2009 IP
  7. ravee1981

    ravee1981 Active Member

    Messages:
    712
    Likes Received:
    8
    Best Answers:
    0
    Trophy Points:
    60
    #7
    i heard worldpay is good, or try ccavenue.com
     
    ravee1981, Oct 8, 2009 IP
  8. avactis

    avactis Peon

    Messages:
    37
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #8
    Start from authorize.net, if it will suits you, the next step is the shopping cart software. What is your requirements?
    What kind of products you want to sell on-line?
     
    avactis, Oct 9, 2009 IP
  9. dinhquanghuy

    dinhquanghuy Active Member

    Messages:
    163
    Likes Received:
    2
    Best Answers:
    0
    Trophy Points:
    73
    #9
    try worldpay and authorize.net . But worldpay cost less than authorize
     
    dinhquanghuy, Oct 11, 2009 IP