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How long for cheque to clear ?

Discussion in 'Payments' started by TheWebJunkie, Mar 14, 2005.

  1. #1
    I put my 1st adsense cheque into my HSBC uk bank account on 7th march does anyone have any idea how long it will take to clear?
    SEMrush
    I also had to pay £5 for currency conversion.
     
    TheWebJunkie, Mar 14, 2005 IP
    SEMrush
  2. seank1

    seank1 Peon

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    #2
    Ask your bank. My bank usually takes 7-10 business days for the cheque to clear.
     
    seank1, Mar 14, 2005 IP
  3. fryman

    fryman Kiss my rep

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    #3
    Exactly
    :rolleyes:
     
    fryman, Mar 14, 2005 IP
  4. Arnie

    Arnie Well-Known Member

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    #4
    Usually all banks can negociate these checks, that means they can buy it from you and instantly give you the cash. It functions in Asia, 'cause they are using computers to check back with city bank immediately.
    One to five minutes to clear a check is the only options.
    If not, screw your bank!
     
    Arnie, Mar 14, 2005 IP
  5. mcfox

    mcfox Wind Maker

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    #5
    It can take up to 6 weeks, depending on the UK bank.
     
    mcfox, Mar 14, 2005 IP
  6. Homer

    Homer Spirit Walker

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    #6
    Holy smokes man...you guys should move to Canada. Come on let's be realistic. I am a bank and you hand me a Google check, the funds should clear instantly. :mad:
     
    Homer, Mar 14, 2005 IP
  7. melfan

    melfan Peon

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    #7
    When I was a first timer on my bank it takes upto 4 week to clear the adsense check. But as the check came regularly and have no problems clearing it from google's bank, they gave me instant clearing privilege.
     
    melfan, Mar 14, 2005 IP
  8. www.AmCy.org

    www.AmCy.org American CyberSpace®

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    #8
    6 weeks? How can anyone be expected to run a business with that kind of turn around? Or maybe UK banks treat business and personal accounts differently?
     
    www.AmCy.org, Mar 14, 2005 IP
  9. EdenView

    EdenView Peon

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    #9
    Good 'ol USof(Southern)A and Wachovia is 5 business days maximum (Typically 1 day), BOA is 10 business days maximum (Typically 1 day), and BB&T a 7 day maximum (Typcially 1-2 days).
     
    EdenView, Mar 14, 2005 IP
  10. Arnie

    Arnie Well-Known Member

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    #10
    I had problems at the beginning to find the right bank which acts swiftly and without taking to much of 'comission'. I talked to many banks and was dissapointed time and again.
    Some told me that I've to wait up to 45 days to clear plus $32.00 clearance fee. Others rejected and told me that I need to have an account for at least six month to clear a check there.
    Big Banks are more reluctant than smaller ones, a kind of ignoring, not faithful in little things.
    Now I pay $5.00 and get the money instantly into my account.
    Don't give up searching for a bank that serves you well, - there are good ones everywhere.
    In fact you can even force your bank to act faster. They can check and compare online with City Bank, the rest is paper work for the Banks. Your Bank doesn't need to wait for the 'Slow Train' to deliver the money to your Bank first.
    Cheers
     
    Arnie, Mar 14, 2005 IP
  11. wendydettmer

    wendydettmer Peon

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    #11
    This thread just makes me thankful that i'm in the US. We have so many banks to choose from, that I've never had nonsense pulled, even on international things. It's just too easy to go next store and do better.
     
    wendydettmer, Mar 14, 2005 IP
  12. mcfox

    mcfox Wind Maker

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    #12
    UK banks rip you off at any and all opportunities and the legislation is such that it makes it easy for them to do so.

    Bank robs customer = big bonus for boss
    Customer robs bank = customer go to jail
     
    mcfox, Mar 15, 2005 IP
  13. www.AmCy.org

    www.AmCy.org American CyberSpace®

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    #13
    I hear that. Those UK rules are just unreasonable and can only server to stifle small business development. The US is far from perfect but it is certainly the best country in the world for the entrepreneur, IMO.

    AmCy
     
    www.AmCy.org, Mar 15, 2005 IP
  14. Tuning

    Tuning Well-Known Member

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    #14
    In india, the clearence depends on the amount and bank. Some big banks will take 21days to complete the transaction. But some smaller ones gives you money instantly. ( if its below $500 )
     
    Tuning, Mar 15, 2005 IP
  15. maverick

    maverick Peon

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    #15
    Tuning, do you know about the commission they charge and the smaller banks which may give it instantly..
     
    maverick, Mar 15, 2005 IP
  16. Tuning

    Tuning Well-Known Member

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    #16
    Most of the banks take about 2.5% total sum. The small bank that I mentioned are mainly local banks. But again they will take about 2.5% as total commission.
     
    Tuning, Mar 15, 2005 IP
  17. TheWebJunkie

    TheWebJunkie Banned

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    #17
    little update:

    I went into my local hsbc today and told them that my adsense cheque havnt cleared yet and i put it in while ago, they said usa always takes longer and it should take no longer than 10days.

    Lets hope this is true the person i spoke to was a young girl so she might not be correct.
     
    TheWebJunkie, Mar 15, 2005 IP
  18. Homer

    Homer Spirit Walker

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    #18
    My advice to all is PRESSURE your bank. All financial institutions know who Google is. I see not reason to with hold funds unless you are a criminal. I know that alot of this will depend on your repor with your bank, so go talk to the manager and explain that you require immediate clearance of these funds. If that doesn't work try a few different banks.
     
    Homer, Mar 15, 2005 IP
  19. 7stars7stones

    7stars7stones Peon

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    #19
    For me (living in Canada) it's cleared right away. Well, from the start they were trying to tell me that this might take up to 6 weeks to clear, but I spoke to my bank again (Royal Bank of Canada) and explained that this is very much like a salary and I need it to be there right away and if they don't want to do that, then I just tell them, that I do not want to deposit it to my account, but to cash it right away.
    It worked every. They always either deposit and it's accessible all right away or they give me cash.

    My question is different. How long do I have to cash or deposit the check? Usual 30 days or more?
     
    7stars7stones, Mar 15, 2005 IP
  20. wendydettmer

    wendydettmer Peon

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    #20

    Can you clarrify please? She's an employee, what does her being a 'young girl' have to do with her ability to do her job.
     
    wendydettmer, Mar 15, 2005 IP