alright, yesterday i tried to send money via Xoom to my cuz in US, but their serive actually pissed me off. They cancelled the service after 30 min .i really dunno wtf. No explanation even came to my mail. So i am trying with Ikobo now. How good is they? Any problems encountered with them anyone ? I see that they are funding through reloadable visa cards, which is good coz i can send money whenever i wish without delay.. Reviews appreciated thanks