Well I suppose it depends on what you did to have it disabled in the first place. As suggested above I would attempt to make contact and explain your situation.
Get a trusted person to apply for another account. Then "try" to make the check payable to youself. I wrote "try" because I'm not sure whether Google will check with it databases but I'm sure Google has no problem in paying more than one check to a person. Example: A mother's account having checks payable to her daughter who also has an account with Adsense.
applying through a company name is a good idea. but if you use the same sites then you will be banned again. better suggestion is to try other programs
I think its quite simple to use someone else's name who knows less about the internet and can easily get the check cashed for you. You can share some profit with the person. Who can say no to free bugs?