Well, I see from your posts that you don't like referrals thing, so maybe this PTC method is not for you. As for your remark regarding lamers, well, that's how it works on PTC, the more users the more income. It's the method that pushes you to find referrals. And if you don't like to find (direct) referrals, you can rent them. After all, rented referrals bring much more profit than direct referrals. This is the method I like. When you will find a method of making money online, that suits you, please let us know here in this thread. Good luck!
I am a LAYMAN as far as computing is concerned, however, I do have Financial Services to offer and I can write very well. Anyone? please guide me! Regards[/QUOTE] There are so many ways for you to earn money. It depends on your preferences and the level of your income needs. Since you are offering both Financial and writing services, why not try looking at the Services [WTB] section here at DP and send PM. You can also start freelancing at GAF and other bidding sites. For passive income, you can try revenue sharing of Squidoo, Helium, Bukisa, Xoomba, Associated Content, HubPages and many more. Building your own website and blog is really great too. You can promote affiliate links or sell your own products. The possibilities are endless. PM me for more details.
Both blogger or wordpress should work for you...they are very easy to use. They have template build for you, all you need to do is fill the contents.
You can make a little extra cash by taking online surveys from reputable companies. By little I mean *maybe* 2K annually.
With the help of blogs or PPC you can earn money. Freelance websites are also possible method to earn income.
Creating your own products im making over $3000 a month by creating and selling my own products. Build a massive responsive list that you provide quality information to regularly this will on its own be the biggest money earner you can have.
You wrote that you can write well, I think this is your best option, you can freelance as a copywriter online!
Don't be put off by the complexities of building websites, etc. You can be online with just a very little amount of learning. And if you really want to avoid any technical work at all, you can find freelancers on sites like eLance and oDesk (and many, many others) who will do the work for you at a very reasonable cost. Use a blog as your website, and it practically produces itself, allowing you to focus on content creation, and getting traffic. If you intend to make a business out of this (and it appears you do) I would not use a free blogging platform. Get a domain and web hosting, and set up your own blog. Again, if you can't figure t out, find a cheap freelancer to do it for you. Then you need to determine what you are going to sell. It sounds like you have some expertise in the financial arena. So identify a significant need which many people have with respect to finances, and create information products (like e-books or training courses) which help people overcome it. And while you are dong that, spend some time researching the various ways to drive traffic to a web site. There are many, such as article marketing, blog commenting, pay per click advertising, partnering with someone already established in your field, etc. Good luck!