Yes $ Value is down, but not as much as WU calculates, if you don't know this then visit xe.com and find out.
ya visit http://www.xe.com/ucc for conversion rates, But i received the payments from WU approx 20 times, they always give me the rate like, 60.32 or 60.22.. always ABOVE 60.something.
Thanks everybody who congratulate me. When I asked zarco about the dollar rate, they replied it's WU standard rate which is always lower to the open market rate.
If your payment is not greater than $500, than it's not expensive at all, infact cheaper than the bank, as bank also deduct bank charges (some charges $5, however some bank charges $15)