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I am back to offer my writing services to you, the members of DP. My writing is of the utmost quality and is guaranteed to be original and CopyScape passed. If you are tired of paying a premium for poorly written articles, maybe its time you gave a writer who actually speaks English as their first language a try. I promise perfect spelling and articles free of an grammatical errors. I can write on any niche or topic, and you can be assured that I will take the time to research the subject, not just spin a different article. My samples can be seen at the bottom of this thread, or here. If you have any other questions or would like to place an order, please PM me. And don't forget to check my iTrader to see what my satisfied customers had to say about my service.

Samples:

Money makes the world go round, or so they say. But for most people, especially in these times when the dollar is weak and there is a fear of a national and global recession, money may be hard to maintain. However, what most people donâ€™t realize is that they can save thousands of dollars a year through simple, yet effective methods that are as simple as putting away $20 a week.

Pay yourself first. Any financial planner will tell you that paying yourself fist is the most beneficial thing you can do to save money. This means that whenever you receive any amount of money; paycheck, birthday money, gift, or even a $20 bill you find on the street, you donâ€™t decide how to spend it, you decide how to save it. Most people when they receive their paycheck, they pay their bills, mortgage or rent, and buy everything they need for the month; food, clothes, and anything else. Usually by the end of the month, they have a couple dollars left that either goes into their savings, or they spend it on something they probably didnâ€™t need. This is the way you never save any money. In order to successfully save money every month, you need to place a certain portion of your paycheck into your savings account before you spend a single cent on anything else. As a rule of thumb I live by, try putting 10 percent of your paycheck into your savings account. Not only does this help you save a constant sum each month, it also helps you better plan how you are going to spend the remaining money between bills, mortgage or rent, and any other expenses you have.

The next rule to live by (and save by) is to have multiple savings account. Currently I have three savings accounts, each for a different purpose. The first account is my Emergency Account, and like the name suggests, its for emergencies only. In the last two years, I have never had to touch the money in my emergency account, and it currently has a balance of about $4,000, though I suggest anywhere from $2,000 to $5,000 is sufficient for an emergency account. The purpose of an emergency account is to prevent you from having to put any emergency expense (hospital visit, car repair, home repair, etc) on credit. The second account is what I like to call My Account. This is the money I am saving to buy something for myself, currently it is a new laptop. I try to deposit anywhere for $20 to $50 a week into this account. Though it may not sound like a lot, you will be surprised at how fast your money will begin to accumulate. My third account is my My Future Account. This is a long term saving account that I usually try not to touch. My long term account is a money market fund, but you can open any type of high yield savings account. For a full list of the top, high yield saving accounts, search â€œhigh yield saving accountsâ€ in Google.

Similarly, if you have multiple saving accounts, why not have multiple checking accounts. I have two separate checking accounts; one for bills and the other for any monthly expenses. I have noticed that since I opened up my second checking account, it has really forced me to better manage my money as I know exactly how much I have for my monthly spending, and once I have spent that money, thatâ€™s it. I highly recommend opening a second checking account if you donâ€™t already have one, as it is a great advantage to have when trying to save money.

Hopefully these tips are enough to get you started saving money. All of the things I have mentioned are extremely easy to do and in the long run I am sure you will be pleased with the results they yield.
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Many people still think of the stock market as some strange and complex world where only those who are experts or are stupid enough to risk their money would dare to go. However, with the introduction of online stock brokers, anyone can invest in the stock market and manage their portfolio from the comfort of their own home. If you are a beginner trader, investing through an online brokerage firm is the easiest option for you, as they offer comprehensive tools and strategies, as well as discount brokerage fees, and some even offer a certain amount of free trades when you sign up. The second thing you should know if you are a beginner trader, or looking to get into trading on the stock market, is choosing a safe and secure investment (in most cases this will be a penny stock listing).

The first step to online trading is finding a suitable trading broker. There are many safe and reliable discount brokers that offer free accounts and relatively low brokerage fees. Many of these brokers also offer online stock trading courses and strategies, which will greatly aid you if you are a beginner. The most important thing however, is that you feel comfortable using their tools and navigating the site. Below is a list of some of the top online discount brokers. Not only are they safe and trusted, but they also offer the latest stock market news and trading strategies.

A vital part of trading on the stock market is having the right information. As a stock can have monumental gains or dismal losses in a matter of minutes, the latest information gives you a huge advantage. Your online broker will provide you with updates on your stocks, company announcements, and any other information needed to make a decision of whether to buy or sell stock.

It is also important that you do some of your own research before making a decision on what action to take with your stock. Browsing through stock market news sites, stock listing reports, daily streaming stock quotes and data charts, as well as the official website of the financial market you are dealing in. A website that I find to be invaluable is BigCharts.com. They provide real time stock quotes as well as detailed, customizable charts, letting you choose to chart anything from moving averages, to your stock against various indexes, and even check stock prices as far back as 1974. Even better, you can get information on any stock or major index in any of the major financial markets across the world. Before making any decision dealing with your stock, I suggest you do some research on BigCharts as they will provide you with a plethora of information.

As a beginner, you probably donâ€™t want to risk any large sum of money when you have had little or no experience trading on the stock exchange. But how can you gain experience without risking your money? The answer is simple: penny stocks. Penny stocks are defined as any stock valued at under $5. The main advantage of a penny stock option is that there is little risk as the price is relatively low. Additionally, penny stocks have the potential for larger gains than higher priced stocks. Because penny stocks are relatively inexpensive, you can purchase a larger quantity for a lower price. For example, for $250 you can buy 1000 25 cent shares or 10 $25 shares. A gain of 2 cents on your 25 cent shares will yield a portfolio value of $270; you make $20. However, the same 2 cent gain on the $25 share will only yield a portfolio value of $250.20; you make a dismal 20 cents. By trading in the low risk environment of penny stocks, you can come to a greater understanding of how the market works, choosing the stocks that will provide the greatest return on your investment, as well as developing your own strategies and systems.

Hopefully, you have found this information helpful and informative. Please remember that I have only outlined two necessities before trading on the stock market, and that you should have some knowledge of how the stock exchange works before even considering trading on it. And like any financial market, there are risks involved when trading on the stick exchange. In the future, I will outline how these risks can be minimized and managed in order to maximize your profits with minimal risk to your investment.
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