Help With Unauthorized Transactions

Discussion in 'Payment Processing' started by BG9364, Nov 27, 2007.

  1. #1
    I recently sold a digital program to a person online. I gave support to this person over the course of a few days to help him use the software and its features. After about a couple of weeks, this person decided to file two unauthorized transaction claims on my PayPal account. One for each transaction. I'm going to assume that he's trying to get something for nothing. Here are the claim details for both transactions:

    Transaction ID: 	
    	3xxxxxxxxxxxxxxxT
    Buyer Name: 	
    	Simon Mxxxxx
    Buyer Email: 	
    	xxxxxx@aol.com
    Transaction Amount: 	
    	$69.99 USD
    Transaction Date: 	
    	Nov. 8, 2007
    		
    PayPal Case ID: 	
    	PP-3xx-7xx-7xx
    Reason for Dispute: 	
    	Unauthorized
    Date of Complaint: 	
    	Nov. 26, 2007
    Status: 	
    	Waiting For Seller's Response
    Status Details: 	
    	The buyer has filed a claim stating this transaction was made without the account holder’s knowledge or consent. Please click Resolve Complaint Now to view your options to resolve this issue and how to provide relevant information will help in PayPal’s investigation. We must receive your response by 7 calendar days from case creation in order to include your input in our investigation.
    Dispute History Log - Most Recent 4 	
    The Dispute History Log displays all actions related to your claim.
    Date 	Actor 	Action Details
    Nov. 26, 2007 	PayPal 	Email sent to seller
    Nov. 26, 2007 	PayPal 	Email sent to buyer
    Nov. 26, 2007 	Buyer 	Temporary hold placed on funds until case is resolved
    Nov. 26, 2007 	Buyer 	Unauthorized Case Initiated
    Code (markup):
    Transaction ID: 	
    	1xxxxxxxxxxxxxxxN
    Buyer Name: 	
    	Simon Mxxxxx
    Buyer Email: 	
    	xxxxxx@aol.com
    Transaction Amount: 	
    	$49.99 USD
    Transaction Date: 	
    	Nov. 10, 2007
    		
    PayPal Case ID: 	
    	PP-3xx-7xx-4xx
    Reason for Dispute: 	
    	Unauthorized
    Date of Complaint: 	
    	Nov. 26, 2007
    Status: 	
    	Waiting For Seller's Response
    Status Details: 	
    	The buyer has filed a claim stating this transaction was made without the account holder’s knowledge or consent. Please click Resolve Complaint Now to view your options to resolve this issue and how to provide relevant information will help in PayPal’s investigation. We must receive your response by 7 calendar days from case creation in order to include your input in our investigation.
    Dispute History Log - Most Recent 4 	
    The Dispute History Log displays all actions related to your claim.
    Date 	Actor 	Action Details
    Nov. 26, 2007 	PayPal 	Email sent to seller
    Nov. 26, 2007 	PayPal 	Email sent to buyer
    Nov. 26, 2007 	Buyer 	Temporary hold placed on funds until case is resolved
    Nov. 26, 2007 	Buyer 	Unauthorized Case Initiated
    Code (markup):

    Both of the sold items were digitally downloaded from my website. PayPal states that I need to ship to the buyer's confirmed address in order to be protected under "PayPal's Seller Protection Policy". I would just attempt to send some type of invoice/receipt to the confirmed address, but their confirmed address is in the United Kingdom.

    How can I go about getting rid of these false claims against me? Any help would be greatly appreciated.
     
    BG9364, Nov 27, 2007 IP
  2. Pervert-For-Life

    Pervert-For-Life Banned

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    #2
    sir i believe you been scammed like me... i was scammed badly few weeks ago and 5 people claim chargeback from me at the same day and i lost a huge amount of money as chargeback fees.... your lucky that you didnot lost money for chargeback because chargeback fees can be from $15 to $30 usd for one transaction... so dont use paypal to sell softwares.... use xoom marchent acc. if you dont want to lose money.... because at paypal a reversal can be made even after one year....
     
    Pervert-For-Life, Nov 27, 2007 IP
  3. getjimmy

    getjimmy Prominent Member

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    #3
    U dont have much options,paypal will review it and chances are they will reverse the transactions.
     
    getjimmy, Nov 27, 2007 IP
  4. S4ur0nx

    S4ur0nx Banned

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    #4
    When there is a compliant for unauthorized transaction really hard to get your money back
     
    S4ur0nx, Nov 28, 2007 IP
  5. Hellfire81

    Hellfire81 Peon

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    #5


    Forget about the money! You have almost no chance to get back anything as it is a digital delivered thing and nothing trackable.

    Sorry to say this
     
    Hellfire81, Nov 28, 2007 IP
  6. msinfo

    msinfo Active Member

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    #6
    Yeah you don't have much of any option really. This is one benefit to using a merchant account, at least you would have received a chargeback letter with an opportunity to dispute the charge... Unfortunately Paypal isn't nearly as good in helping their merchants protect themselves as a merchant account processor.
     
    msinfo, Nov 28, 2007 IP
  7. Doctorlove

    Doctorlove Well-Known Member

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    #7
    This is a lost case.. I have had such cases before myself, and seen hundreds of members on my forum
    report stories like yours.. There is noway you can get your money back, unless you have sent a physical item.

    Sorry for your loss.

    DL
     
    Doctorlove, Nov 28, 2007 IP
  8. n3o_the_on3

    n3o_the_on3 Well-Known Member

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    #8
    Sorry to say, you really have nothing to "DO" now.
     
    n3o_the_on3, Nov 29, 2007 IP