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HDFC netsafe query

Discussion in 'Payment Processing' started by champ_rock, Jun 5, 2007.

  1. #1
    hello

    i have a hdfc bank account with netbanking enabled

    please tell me are there any charges to use netsafe credit cards? any charges for registration, for creation of new cards, for deletion of cards etc..
    SEMrush
    please let me know

    thanks
     
    champ_rock, Jun 5, 2007 IP
    SEMrush
  2. dnk

    dnk Well-Known Member

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    #2
    Netsafe is totally free, only the balance is credited back to your a/c after 35 days
     
    dnk, Jun 5, 2007 IP
  3. champ_rock

    champ_rock Peon

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    #3
    one more thing, i noticed that it is VIsa all over that site.
    i myself have a Mastercard debit card from HDFC. can i use that*FREE** of cost also??

    also, can u please elaborate on that credited back to ur account after 35 days thing??? i could not quite understand it
     
    champ_rock, Jun 5, 2007 IP
  4. Kulwinder

    Kulwinder Active Member

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    #4
    You have a mastercard debit card of HDFC? How exactly are you planning to use it? And what do you mean by using the card "Free" of cost?

    The HDFC Netsafe is free to use. I am not sure about the Credit back system.

    Best Regards,
    Kulwinder.
     
    Kulwinder, Jun 5, 2007 IP
  5. dnk

    dnk Well-Known Member

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    #5
    Netsafe is supported by Visa. Since you do not know exact exchange rate, you make a card of a larger amount say Rs 2000, only 1900 is used, Rs 100 is credited back after 35 days.
     
    dnk, Jun 5, 2007 IP
  6. champ_rock

    champ_rock Peon

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    #6
    what do i do if i have a mastercard debit card from HDFC??

    thanks
     
    champ_rock, Jun 5, 2007 IP
  7. Kulwinder

    Kulwinder Active Member

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    #7
    What do you mean? I mean for what purpose you need Netsafe Cards? or your Debit card? Can you tell us what do u wanna do with them? Then we can tell you if its possible or not.

    Best Regards,
    Kulwnder.
     
    Kulwinder, Jun 5, 2007 IP
  8. anthonyn

    anthonyn Well-Known Member

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    #8

    You can make a payment online by using an HDFC Bank, debit card. In this case, the payment made online, by using this mastercard debit card, gets deducted from your bank account, directly.Now, if you use an HDFC Bank credit card, having a logo of Master card,and in this case, if you are making an online payment using his HDFC credit card,the money gets deducted but remains as an outstanding amount. You have to then make the neccessary outstanding paymens at the end of each month.Debit card facilitates payment made from your actual balance payment well as payments made using a credit card is considered as payment made on credits.

    I hope my explaination has helped you so far?
     
    anthonyn, Jun 5, 2007 IP
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  9. Kulwinder

    Kulwinder Active Member

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    #9
    Nice One Anthony, Rep Added.
    Hope this clears his doubts :)

    Best Regards,
    Kulwinder.
     
    Kulwinder, Jun 6, 2007 IP
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  10. champ_rock

    champ_rock Peon

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    #10
    ok so what i have understood from that para is this:

    1. i can still use my Mastercard debit card free of cost to generate VCC cards.
    2. but i will have to make a payment at the end of each month just as if i am using a real credit card
    3. that payment will be made from my Savings bank account manually. it is not automatic

    am i right?
     
    champ_rock, Jun 6, 2007 IP
  11. netdeals

    netdeals Guest

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    #11
    No.. you are absolutely wrong...


    1. You need a VISA card to generate VCC.
    2. Money is deducted from your account in real time.. if you have money in account then you can create vcc.. nothing like credit card in it.
    3. It is all automatic.. no manual payments.

    :D
     
    netdeals, Jun 6, 2007 IP
  12. champ_rock

    champ_rock Peon

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    #12
    then i have to repeat my earlier question "how do i generate VCC by a mastercard debit card"?? :(
     
    champ_rock, Jun 6, 2007 IP
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  13. Kulwinder

    Kulwinder Active Member

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    #13
    you donot need to have a Debit Card to generate HDFC Netsafe Cards (VCC).
    All you need it an HDFC account along with Netbanking enabled :)
    Then you have to visit the HDFC site and register for HDFC Netsafe.. and then you can make HDFC Netsafe Cards (VCC). The Amount you will assign to a card will be deducted from your account instantly (automatically). HDFC Netsafe card acts like Online Debit Card, not to be used more then the account specified.

    Hope this clears your doubts.

    Best Regards,
    Kulwinder.
     
    Kulwinder, Jun 6, 2007 IP
  14. syedwasi87

    syedwasi87 Active Member

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    #14
    but is it like those VCC"s which can be used to buy only once..like if its a 20$ VCC and if u spend 16$ the rest can be used??
     
    syedwasi87, Jun 6, 2007 IP
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  15. Kulwinder

    Kulwinder Active Member

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    #15
    I dont think the rest can be used, but you will get the unused amount credited back to your account.

    Best Regards,
    Kulwinder.
     
    Kulwinder, Jun 6, 2007 IP
  16. champ_rock

    champ_rock Peon

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    #16
    https://netsafe.hdfcbank.com/ACSWeb/enrolljsp/Registration2.jsp this is the registration page i guess

    this clearly asks for a debit card or a credit card

    --------------

    suppose i have my netbanking login and pass:
    212548 and pass is example1

    then please tell me what URL do i need to use for loggin in for netsafe .. thanks
     
    champ_rock, Jun 6, 2007 IP
  17. Kulwinder

    Kulwinder Active Member

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    #17
    Okay, I am sorry I didnt really read it.
    So now if you wanna make Netsafe cards, you definately need a VISA Debit/Credit Card. Or else you can buy a VCC for the same purpose. Many DP Members sell VCCs, I would recomend Arvind_Srivastava as I bought mine from him.

    Hope it helps.
    Best Regards,
    Kulwinder.
     
    Kulwinder, Jun 6, 2007 IP
  18. tradeepak

    tradeepak Banned

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    #18
    Only VISA Debit cards can be used with NetSafe. If you are having a mastercard. ask ur bank and they will issu VISA card for free :)
     
    tradeepak, Jun 6, 2007 IP
  19. inworx

    inworx Peon

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    #19
    Using MasterCard Debit of HDFC = Free
    NetSafe registration = Free(you need netbanking access though)
    Every service in netsafe = free

    Thats what you wanted to ask?
     
    inworx, Jun 7, 2007 IP
  20. netdeals

    netdeals Guest

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    #20
    netbanking has nothing to do with netsafe cards... You can register for Netsafe cards without having netbanking activated.

    Just make sure you got Visa card.. Mastercards wont be accepted.
     
    netdeals, Jun 7, 2007 IP