Has any Indian successfully uploaded funds to MB from his DEBIT CARD ?

Discussion in 'Payment Processing' started by 28081981, Jan 21, 2008.

  1. #1
    Not Credit Card ... DEBIT CARD. I got Visa ATM cum debit card of IDBI Bank, my address i s verifies as well. However, when i tired to upload funds from it, i got transaction failed message -twice. When i e-mailed MB, this is what i got in reply :

    COPY / PASTE:

    -----------------

    Dear ***************

    We have checked your transaction against the information received from
    our credit/debit card payment provider. According to our provider the
    transaction failed since your bank did not authorise it. Unfortunately
    the bank's message forwarded to us by our credit card processor is not
    really clear enough to be able to say exactly WHY your bank refused
    this transaction.

    However, from our experience, there are the following possibilities:
    1. Not enough funds on the bank account or monthly spending limit on
    the credit card is exceeded.
    2. Internet transactions are generally not authorised.
    3. Internet transactions to England are not authorised.
    4. Internet Gaming transactions are not allowed by your bank (all our
    credit card transactions are and have to be declared as gaming
    transactions, although we are not directly a gaming operator).
    5. Incorrect Credit Card details supplied.

    If you are sure that none of the above applies to your transaction,
    your bank might be able to tell you why the transaction failed. In such a
    case please mention exact amount, date and time of transaction and name
    of the company to receive the money (moneybookers.com). Unfortunately
    though, most banks are not very keen on telling customers why they
    refused a certain transaction. Often they may even say that they didn't
    refuse it at all. However, we can assure you that this transaction has
    been declined, since we would have otherwise certainly liked to process it
    - this is our business afterall.

    Your Moneybookers Team!

    --------------------


    Has any one done this successfully ? Pls share your exp here.

    Thanks.
     
    28081981, Jan 21, 2008 IP
  2. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #2
    I think you can't use indian debit card for online transaction. Its useful only for atm transactions and purchases from shopping malls etc ;) as far as i know. Only credit card works for online transactions.

    DON.
     
    deluxdon, Jan 21, 2008 IP
  3. Pervert-For-Life

    Pervert-For-Life Banned

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    #3
    sometime ago when i contact paypal about adding fund from my SBI debit card, they said they are working on it and in near future we will be able to use SBI debit cards at paypal.... not sure about money bookers... but i think you should be able to add fund from prepaid visa card... there are lots of sites that offer that kind of service... check www.EntroPay.com
     
    Pervert-For-Life, Jan 21, 2008 IP
  4. 28081981

    28081981 Well-Known Member

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    #4
    so then have u or someone that u know has successfully added funds to MB using his credit card :confused:
     
    28081981, Jan 22, 2008 IP
  5. 28081981

    28081981 Well-Known Member

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    #5
    i already know to make a VCC from my own card bro.. n i doubt these sites that r providing VCC have right to do that... ie using someone's else card to make a VCC... u sure this is legal ?
     
    28081981, Jan 22, 2008 IP