Paypal didn't hurt ebay it helped it. Now ebay owns it. I think google checkout will help as well. The more people that can pay online can use ebay. I am sure ebay will let them. We all know google is big business with a lot of money, but they are not a bank. Collecting money for ads is different than insuring the safety of ones bank account. I'm sure ebay will figure out a way to cash in while they make them wait.