I have a client who for some reason doesnt trust paypal who will only pay me via credit card, I dont want to have to get an online merchant account for just one client, they gave me their credit card number info, and I added that info to a google checkout account, then I sent a payment request from my google checkout to "theirs"and processed the payment, however Google cancelled the transfer because they say, it is me trying to pay myself, first of all how do they know this? is it because I am using the same computer? 2. is there any way around this using google checkout 3, if not, how can i process a payment with teh clients credit card???
Yes, your IP address would be a telling information. You are not allowed to give yourself a cash advance from your credit card and you cannot pay yourself. You will need to have the customer enter the credit card details themselves. Basically all Google wants to do is to prevent fraud.
Did you add your bank account information to googlecheckout? If not you have to do that before you can accept payments.
Technically, if the IP address matches roughly the address/country of the card holder then it would work.
The only easy way to do it is through a merchant account with a virtual or keyed through a standard credit card terminal. There's a good percentage of people who will not use paypal under any circumstance and merchant account is the only way to process the card yourself.