I only use GoCardless recently and I am very impressed with it so far. GoCardless is very easy to use for both the customers and merchants. Although most of our members pay by Standing Order, it offers the security for new member who are getting to know us. One of the biggest plus of this business is the one percent charge with a maximum of only £2 in a transaction. They also have a very good support system, both email and telephone support Maybe you are wondering why I am in favour of this payment system. I operate a non-profit lottery syndicate, makes me lose a bit of money but part of my budget anyway. My other payment system however charges a fixed fee for every transaction, a reserve fee of 10% which I can claim only after 6 months, a monthly fee of £16, and many payment failure...I think it is not a big surprise that I am happy to find this payment option. One more thing, this is available for UK Residents only.