Can someone tell me, in general, how much do Indian banks like ICICI, SBI offer as exchange rate when Dollars are encashed? I know it varies from day to day, but what percentage of the prevailing USDINR value gets lost in forex fees? For instance, Paypal offers an exchange fee of 2.5%. That is, if I were to sell a dollar to Paypal on a particular day when 1$=50Rs (USDINR), Paypal would only give me 48.75Rs and not 50.