eCheque or Instant Bank Transfer on Paypal

Discussion in 'PayPal' started by Jon1771, Aug 25, 2008.

  1. #1
    Hello Everyone,

    I currently only have a few dollars left over in my paypal account but I want to send a payment for a server today, and saw the option of sending an echeque or instant bank transfer. If I was to do this would the money come straight form my bak account, and is it ok that I dont have money in my paypal account or will it cause problems?

    Thanks

    Jonathan
     
    Jon1771, Aug 25, 2008 IP
  2. EGS

    EGS Notable Member

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    #2
    Just do an eCheck payment...instant bank transfer and eCheck take the same amount of time to clear...at least by the time it clears your host will already have the payment.
     
    EGS, Aug 25, 2008 IP
  3. dipal76

    dipal76 Well-Known Member

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    #3
    Instant bank transfer is good for you. It takes just 5 to 6 days.
     
    dipal76, Aug 27, 2008 IP
  4. eddy2099

    eddy2099 Peon

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    #4
    Instant Transfer and eCheck are almost similiar. The eCheck option would just withdraw from your bank account and if there is insufficient funds, the payment would be declined. With Instant Transfer, it will try to withdraw from your bank account if there is insufficient funds, it will charge your credit/debit card which is attached to your account.

    According to Paypal, with Instant Transfer, the one you are paying would receive payment immediately (sort of a cash advance) while Paypal would try to withdraw from your bank account. With eCheck, the one you are paying would have to wait for the transfer to be completed within 5 to 6 days.

    Of course, if you need to make payment instantly, use your credit card to pay. That way, you be assured that the payment would be completed without complications.
     
    eddy2099, Aug 27, 2008 IP