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Half of you top banner ad isn't clickable. Too many Google Adsense ads at the top of the site. Too much content on the main page. It's better to divide it to several pages. URLs formatting is bad. "SBSL.html" should be "step-by-step-learning". Or if you want to SEO the page for "Forex step-by-step" then name it "forex-step-by-step". Current font face, font size, font-color and inter-line distance make it rather hard to read the texts.
Well, clearly you have to work more at the design. It is not looking very professional. And there are way too many Adsense ads there.
easy way to lose money I agree with previous posts, design is not good. Your site have low PR and Alexa ranking. Easy way - use free theme any CMS or order design at the webmaster