I have a buyer in US who wants to send me a good payment by XOOM (he will pay XOOM by bank transfer), but he is at present in a different US state than his home-state. He has a phone number in his present state in US. Does XOOM call the money-senders ? If yes, will XOOM accept my buyer's present phone number on a different US state ?
I think it would not be a problem if he is in a different state. Both you and the sender may just need whatever confirmation code is needed.