As long as the parents maintain the account there's nothing wrong with a child having one. If they're going in there making deposits and withdrawals on their own I'd have to wonder about that. Lol.
Uh, why would it matter that a 9 year old has an account where you do? You should go ahead and take all your money out then, cause every bank will have people under 9 years old.
This is a Better and Safer Option,and if u want Money to be in your hand rather than your parents that would be Tough. Maddy