If you are an online shop owner, you can boost your online sales if you include credit card as one payment option. However you have to apply for a merchant account to be able to implement your own credit card payment or use a third payment processor . Any recommendations on how you set up a credit card payment on your site?
Try using one of these: 2checkout.com Avangate.com Plimus.com Clickbank.com You can offer both PayPal and credit card payments and don't need a merchant account. Other PayPal like Options: AlertPay.com Moneybookers.com (You can also set up a merchant account with them directly)
I went through Merchantplus, they set me up with an Authorize.net payment gateway with no setup and all cc type processing. I pay less than $30 per month.