Credit Card Processing Online - Best option

Hello
I seen sites like 2co, Dircpay, CCAvenue, EBS or Zaakpay. But none of them are not working good with my business pattern so can you guys please help me to find one which at list good for My Business.

I need a credit card process company allow -

1. More than one website.
2. No Yearly or Monthly Payment will be the best.
3. I can pay the Setup charge.
4. Very small CC Processing or Transaction Processing charge.
5. Active Support.
6. No REFUNDS Policy.
7. USD payments accept.
8. Accept any Credit cards or debit cards.
9. Allow International Payments
10. No Hidden charges will be the best.

Thanks

 

I think you have to shut down your business i.e best. Else you can try okpay (but they don't accept cc).

 

CCAvenue has no Charge back policy.
CCBills has no Charge back policy.
Instabill has no Charge back policy.
And their is more name.. You don't know them? Trust me you have to know them or company like 2CO or PAYPAL Swallow you.

Thank You

 

If i am not wrong you want both for you business i.e Debit card and Credit Card. 2CO and Paypal works with Debit card neither ccavenue and ccbill,no information about Instabill. May i know your website before any comment.

 

CCAenue Allow Debit Card. Others Credit Card. I may take ccAvenue but didn't find any good reseller of cccAvenue who could help me.

 

2CheckOut and Payza accept credit cards worldwide and both of them should meet all your requirements too.

 

But ccavenue not accept my DC. Where Paypal & 2CO accepts.

 

Wow, you really know what kind of Credit Card Processing Company you're looking for. Maybe it's better if you'd be the one to choose from this list of Company options:
http://www.staff.com/blog/comparison-of-credit-card-processing-companies/
It's a Google spreadsheet of Credit Card Processing companies, their charge rates and their key features. It's openly editable so if ever any of you know a Company that's still not on the list, you could put it there and keep the sheet updated. Let me know how it turns out.

 

I tend to use Clickbank for some of the things that I sell. It works ok and I have the $49.95 fee already paid. I think just about anything you choose is going to have some sort of drawbacks to it.

 

Just Try ( CCNow.com ) it is Best...!

 

I am interested in working with you, give me your skype id.

 

I don't think that there is any serious e-commerce provider that would have no refund policy. You should note that when you accept international payments, there are country consumer laws involved. In some countries the vendor is obliged to provide refunds during 14-30 days after purchase of the product. You cannot ask your e-commerce provider to break the law.

Another trap with no refund policy is a high chargeback rate. When a consumer buys your product, but your refuse to provide a refund, it can result in consumer just going to his/her bank and request a chargeback under their country consumer law. This will eventually backfire in additional penalties.

 

I am very impressed with the info you provided. In fact we are providing payment gateway internationally in india who sell tech support service however 2 week passed but still no any chargeback from their customer, in the future if any chargeback appear but we dont refund then what would be happened in that case?

 

The chargebacks start coming 2-6 months after purchase or refuse to provide refund.

As a payment gateway, I assume that you have a merchant account somewhere. The point is that there is a certain chargeback threshold allowed by credit card companies. When you exceed this threshold, you risk your contract being terminated. Chargebacks is a very serious matter and they are not taken lightly by CC companies anywhere.

 

if chargeback appear it will limit to my merchant ac but what would happen if I dont pay for the chargeback to merchant ac provider? Will they drage me to court to recover chargeback amount or something else?

 

The two possible outcomes:

1. They will withhold your funds for the chargeback
2. They will terminate your account and block your balance to cover the eventual chargebacks in the following 6 months. After that they will transfer you the rest.

 

this should be in your agreement with the merchant a/c provider

 

if my merchant ac balance may he 0 balance and chargeback occurs then?

 

Well... I assume you still have some cash flow in your account, don't you?

 

I have balance into my bank ac not in merchant ac.