Hello, Actually i am 21 year old and want to make a CC under my name. So please if there are any indian members then guide me whats the exact procedure to make a CC. Actually i have only 1 use of my CC. I just want to transfer funds to my paypal account.
There are many Banks that offer CC .....! try googling.I got CC when I was 21 years in my name itself.At that time I was having good income from my business, so they provide it free!
Me 20..However dad says that you should have proof that you are a salaried person..else you wont recv it..
you should have pancard, have some proper residential proof or a life insurance policy in your name, some banks also now make a credit card if you have post paid mobile connection with good monthly bill (1500 or more) which is paid regularly.... though in many cases income proof like salary is required, but bieng 21 years of age your dads proof will do, just contact any of the banks and they will get it done in 21 days, go for either Bank of India (they take very less documents) or ICICI bank. Hdfc and axis bank haggle a lot for documents.
Thanks every one for your suggestions. @ bikerbanjara I have my fathers proof of income, pan no., postpaid mobile bill , address proof. So which is the best amongst all the CC providing banks ?? Actually i only need a CC to transfer funds to my paypal account and i think for indians only method to add funds is CC.
I use Bank of India cc, if only for paypal you want to use i suggest you go for it as there charges are less, and being a nationalised bank there is less hassle, though sometimes there might be some delay for any problem solving, but i never had any problem with them in last two years. ICICI cc is also good but they take long time to send the card and sometimes reject the card for no reason at all.
goto www.SBICard.com and apply online.... and they will send a virification officer to your given address....