Yes I am also hoping to get a payment once I complete 100$ barrier.I have learnt a great deal from this thread.I too ahd made the cheque in usd ,so changed the settings to INR & I will definitely opt for air mail because I have little patience!
Closest I got to $100 a month was when someone most probably by mistake placed $20 instead of 20 cents for one click - I was amazed for days that I got $20 for single click and Google never made problem about it. Oh well, I got really good feeling about August.