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Check is dishonoured - Please advise me

Discussion in 'Payments' started by kks_krishna, Apr 9, 2007.

  1. vikramgvk

    vikramgvk Peon

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    #41
    hey guys.i wish someone could clear the air here.first of all i would like to know from previous check recievers whether they recieve in dollars or in INR and which bank is best.and what is all this signing on the bank business
     
    vikramgvk, Apr 20, 2007 IP
  2. boldy

    boldy Peon

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    #42
    even i did did the same mistake for 2 cheque in Succession in India( forgot to Sign bank )
    Citi bank in India Dishonored my checueq and returned back . then i signed and presented again . the second time it was honored.

    You might loose Postage ( +bank Charges) for the dis Honored transaction But not more than Rs 100

    So do not worry at all.
     
    boldy, Apr 23, 2007 IP
  3. Arun

    Arun Well-Known Member

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    #43
    if it is deposited in ICICI ATM, then it does require signature on the back. Atleast it returned to my address when I deposited it in an ATM in Mumbai.
     
    Arun, Apr 23, 2007 IP
  4. kks_krishna

    kks_krishna Active Member

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    #44
    HI,

    Atlast i got my check back and deposited the check with my signature. Back side of check clearly mentioned as "Payee Endorement". so its my mistake not to notice the check properly.
     
    kks_krishna, Apr 27, 2007 IP
  5. Arun

    Arun Well-Known Member

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    #45
    Sorry, can you explain what this "Payee endorsement" means ?
     
    Arun, Apr 28, 2007 IP
  6. Nick_Mayhem

    Nick_Mayhem Notable Member

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    #46
    This checks are account payee.

    Why would they require a sign on the back of it in ICICI. :(

    Confusing one. I will have to go and check my own statements. Because maybe some check did bounced off and I am still not knowing about it. :(

    Plus this bank people are always confusing me everyday there are 4 or 5 letters from this and that bank showing me their ads for home loans and credit cards and all the stuff. :(
     
    Nick_Mayhem, May 9, 2007 IP
  7. hardjoko

    hardjoko Active Member

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    #47
    Why not sign the check and try to cash it again?
     
    hardjoko, Jun 1, 2007 IP
  8. blackdisc

    blackdisc Peon

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    #48
    i dont think so
     
    blackdisc, Jun 1, 2007 IP
  9. samsunghere

    samsunghere Peon

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    #49
    The same thing happenend to me today.

    Can i deposit the samae cheque again or I should apply for a new one,

    if so how much time it take me to get a new one.
     
    samsunghere, Aug 3, 2007 IP
  10. chinna56

    chinna56 Banned

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    #50
    cheuqe is bad
     
    chinna56, Aug 3, 2007 IP
  11. ziahaq21

    ziahaq21 Banned

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    #51
    i dont think you have to put signature on the back side of the cheque, unless it is not account payee. Moreover google use to send payorder which we all call cheque. IN india all google and paypal cheques or payorder are having tie up with citibank and are at par cheque ( means consider local cheque). Both paypal and google cheques are having same looks and same authorised signatory. I'm depositing cheques in my indian bank icici and others banks no problem till date.
    Contact the bank manager regarding whats the exact problem and where he need signature, maybe i think you forget to sign the counter slip of icici bank.
    let me know
     
    ziahaq21, Aug 3, 2007 IP
  12. Alevoor

    Alevoor Active Member

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    #52
    Of course this is what I was used to, till some time ago. Now they bounce cheques without signatures on the back. They tell this after 15-20 days, which is what is disgusting. ICICI isn't alone, My bank is Syndicate Bank
     
    Alevoor, Aug 3, 2007 IP
  13. sachin410

    sachin410 Illustrious Member

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    #53
    I deposited an Adsense check two days back (ICICI Bank) and it was cleared today.

    I didn't sign on the check.

    I think ziahaq21 is correct....maybe the problem is that you guys aren't signing the pay-in slips.
     
    sachin410, Aug 4, 2007 IP
  14. wizardrpg

    wizardrpg Peon

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    #54
    i was also thinking same?
     
    wizardrpg, Aug 7, 2007 IP
  15. coolmaste

    coolmaste Peon

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    #55
    You need to sign in the Payee Endorsement columm at the back of the check.
     
    coolmaste, Aug 21, 2007 IP