I dont have a credit card but on the sign up it seems like the only way to do it. I need one for my websites because i plan to be earning money from marketing and other online business. Much respect for a good answer. Also im signing up for the business account. Cheers
Hello... You don't have to get a credit card/bank account etc. to open a paypal account... you can link your bank account later to your paypal for all the transactions once you create it..
You can add your bank account with the pay pal without a credit card and you can withdraw as well as receive the money, but can't transfer the money to any Indian, if you're from India...
You'll need to add a credit card sooner or later, when it gets limited(it does atleast once). At that time you'll have to verify it using a vcc.