Can Anyone Process CC's?

Discussion in 'Payment Processing' started by prowriter, Jan 24, 2009.

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  1. #1
    I am looking at ways to process CC's just like a regular business would. I am a registered business with a EIN if that makes any difference. Does anyone know any software that I can purchase for this that is just as secure as someone paying me through PP or GC?
     
    prowriter, Jan 24, 2009 IP
  2. mentos

    mentos Prominent Member

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    #2
    Yes there is something you can purchase.But this not a software,its kind of gateway.
    I already use them before paypal and it fee is low charge.com
     
    mentos, Jan 24, 2009 IP
  3. fionix

    fionix Well-Known Member

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    #3
    What you might look into is authorize.net and first data, it's a good start to find out more about credit card processing and to accept card payments on your website.
     
    fionix, Jan 25, 2009 IP
  4. prowriter

    prowriter Peon

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    #4
    Are there any that are free to sign up with and then charge a fee per transaction or something?
     
    prowriter, Jan 25, 2009 IP
  5. rjmwx81

    rjmwx81 Active Member

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    #5
    Most, besides Paypal, will charge a setup fee, a percentage of each transaction, AND a monthly fee. There are some which don't charge a setup fee, and others which don't charge a monthly fee, but almost all do one or the other. And every single one of them will still want a cut of each transaction. That's the cost of doing business.
     
    rjmwx81, Jan 25, 2009 IP
  6. jestep

    jestep Prominent Member

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    #6
    If you get a standard merchant account, there is generally no fee to get setup. You pay per transaction and some fixed monthly fees, usually a statement fee.

    As of right now, there are no open source software programs, but there are a number of payment gateways and PC based software programs, that will allow you to manually enter credit card information or can be used in conjunction with a website. These are as low as $5.00 per month. Authorize.net is normally around $15 - $30 per month. Paypal payflow starts at about $20 per month.
     
    jestep, Jan 26, 2009 IP