Hi all, I am now considering to have a new solution that will deliver real time fraud decisioning for online merchants , with full coverage for every approved transaction (if we approved - you'll get the money and we'll pay). In order to launch such a product - I'd love to know that this type of product might be valuable: a. is there a fraud problem - do merchants still has pain of losing money to fraudsters? b. Is there a big declines problem - do merchants lose money due to unnecessary declines? c. will merchants be willing to give up their information to a third party and what will be the way to integrate in order to do s We are looking now for the right merchants to have as our Beta merchants, so if the answer to the questions above is positive - I'd love to have you. Thanks,