Answer these questions truthfully: 1.) Does your spouse or partner complain that you spend too much money? 2.) Are you surprised each month when your credit card bill arrives at how much more you charged than you thought you had? 3.) Do you have more shoes and clothes in your closet than you could ever possibly wear? 4.) Do you own every new gadget before it has time to collect dust on a retailer’s shelf? 5.) Do you buy things you didn’t know you wanted until you saw them on display in a store? If you answered “yes†to any two of the above questions, you are an impulse spender and indulge yourself in retail therapy. Continue reading on Budgeting - Avoiding Impulse Spending