I am getting lots of Phishing emails targeting Some Banks. AXIS Bank in India being very popular now. The mailer seem to have a very genuine email address, and even the URL will be of paypal or the bank in concern. Like https://www.axis-bank.com But the url is just an achor text.. Move the mouse pointer over the link and you will see that it leads to totally different url.. To be safe never reply to or click anythink on mails sent by any bank even if it is genuine. If a bank were to send an offer, you will see thye same offer when you log in to your bank account. So directly type the URl and see if they indeed have the offer.
The fact is that there is only 1 simple rule. Never login your account through emails and only do it at the official websites.
You will find so many websites which are only meant for phishing. In past few days I have received many mails from a fake source saying that my paypal has been limited......