I am looking for a merchant account option where I can have several different options. most are simple 1) recurring monthly fee with setup fee for first payment 2) normal recurring monthly billing 3) Prepayment for 6-months, then recurring monthly billing after that Any recommendations? I want something web-based and would prefer not doing manual transaction processing every month. Billing date is different for everyone, so there is not like 1 day of processing for everyone Also a merchant account that doesn't take weeks of work to setup is preferred. I don't want to have to fax them my mother's dog's birth certificate between the hours of 1-2AM GMT+4 or some strange requirement. Setup online would be preferred. Been using Google Checkout w/ manual invoices or buy-now buttons. Woudl prefer not to use paypal exclusively if there is a better option. Thanks!
Are you based in the US? We use a gateway nmi.com. They are similar in function to authorize.net. Recurring billing is one of the features they offer which is included with the gateway. Authnet charges $10 - $20 more per month for the recurring billing feature.