best payment method?

Discussion in 'Payment Processing' started by Solicitors Mortgages, May 22, 2005.

  1. #1
    whats the best way to recieve online payments?

    paypal? is it the best or are there some alternatives?

    Thanks in advance
    G-E-M
     
    Solicitors Mortgages, May 22, 2005 IP
  2. soapbath

    soapbath Peon

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    #2
    Paypal IMO is the best, but it depends on how much money your planning on getting. Paypal is safe and most used (so most people can pay using it). If you work in England then Nocheque is also a good system
     
    soapbath, May 22, 2005 IP
  3. Tuning

    Tuning Well-Known Member

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    #3
    So far paypal is the best. But if you want accepting CC payments, you have to upgrade to business / premier account. That take 2.5% + 0.3 USD from every payment recieved.
     
    Tuning, May 23, 2005 IP
  4. yfs1

    yfs1 User Title Not Found

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    #4
    G-E-M,
    There are a lot of factors that influence whats the best. Paypal can be a good option but can be very limiting if you bring in a lot of money. I personally use Worldpay and Paypal although I wouldn't suggest Worldpay if you weren't doing major volume.

    In the European market people are still reluctant to use Paypal so you have to use another processor if you want to get every sale.

    Maybe a few more details of your situation and someone can suggest an option.

    Most important details IMHO are:
    What type of volume?
    What type of product?
    Where are you (What currency)?

    Cheers
     
    yfs1, May 23, 2005 IP
  5. subseo

    subseo Guest

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    #5
    ...and one more question, who are your customers (where they live, do they have cards,...)

    Many times in the past I wanted to buy something, was it a product or service (webhosting, software license), and they only took paypal so they lost my business. (OK, they maybe didn't care, maybe that was just a very small percentage of lost sales, who knows.)

    To add to yfs1's comment about European market, there are still countries in EU where you can't setup Paypal account even if you want to, but what's more, you can't even use your card to pay to Paypal vendors.

    I have personally ended using 2checkout, which is best in MY situation (not necessarily in yours).
     
    subseo, May 23, 2005 IP
  6. Jim bob 9 pants

    Jim bob 9 pants Peon

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    #6
    You cant even use your card to pay to Paypal Vendors - what does that mean?? not my understanding.

    I have heard good reports about worldpay for regular european transactions
     
    Jim bob 9 pants, May 23, 2005 IP
  7. subseo

    subseo Guest

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    #7
    Using my Mastercard all around the net for purchases. The only problem is Paypal. Since I don't reside in a country that is on their shortlist, I can't use my card to purchase from people taking Paypal. I don't even want to register with Paypal, just to give them my money on a silver plate.

    I understand they will not accept me as a regular user, too much hassle for such a small country/market that would bring them very little in additional revenue, but I don't get why they will not accept my Mastercard for payments.
     
    subseo, May 23, 2005 IP
  8. Jim bob 9 pants

    Jim bob 9 pants Peon

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    #8
    Which country are you from?

    I also understand that you don't have to register anymore to pay someone, this may be different in your country i don't know.

    The new flow is pay what you owe, then at the end of the transaction you are offered the oppertunity to register.
     
    Jim bob 9 pants, May 23, 2005 IP
  9. markkk

    markkk Well-Known Member

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    #9
    I think next to paypal is Stormpay. Stormpay supports other countries that is not listed at Paypal.

    or you may also use Egold / Epassporte etc...



    Cheers! :)
     
    markkk, May 24, 2005 IP
  10. fryman

    fryman Kiss my rep

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    #10
    The most popular combination I have seen is Paypal with Checkout.com
     
    fryman, May 24, 2005 IP
  11. musiclover

    musiclover Well-Known Member

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    #11
    You can also use regsoft.com or clickbank.com if you sell digital products.. :)
     
    musiclover, May 24, 2005 IP
  12. subseo

    subseo Guest

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    #12
    Czech republic. NOw that we are in EU, hopefully Paypal acceptance is nearby.
     
    subseo, May 26, 2005 IP
  13. hedir

    hedir Peon

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    #13
    paypal , IMO. We are using it for some time , and i can say that transactions have been smooth (barring a few minor hiccups).
     
    hedir, May 26, 2005 IP
  14. yfs1

    yfs1 User Title Not Found

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    #14
    Although you are giving up sales if they are the only one you offer
     
    yfs1, May 26, 2005 IP
  15. Solicitors Mortgages

    Solicitors Mortgages Well-Known Member

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    #15
    i am debating selling some links...... in blocks of 1000 possibly.
    and need some way to receive payment. In the UK.
    anyone want 1000 links ;)
     
    Solicitors Mortgages, May 26, 2005 IP
  16. hedir

    hedir Peon

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    #16
    You are right ! suggest me some cost effective options :)
     
    hedir, May 26, 2005 IP
  17. dawggone

    dawggone Peon

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    #17
    I have been using PayPal for years and prefer to use them as I like the easy access to my money (bank transfer and debit card) but there are some people who can't or won't use PayPal and for those (and affiliate stuff) I use ClickBank. If I have time later today I will dig through my desktop folders. Someone did a comparison of various methods which I think can be very useful. I think it is good to have at least two options for people.
     
    dawggone, May 26, 2005 IP
  18. yfs1

    yfs1 User Title Not Found

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    #18
    Although in your case you may be fine with just Paypal as those buying links will more than likely already have an account and will surely be familiar with Paypal.

    It is when you are seeling non-technical product that Paypal becomes an issue, especially in Europe.
     
    yfs1, May 26, 2005 IP
  19. romance

    romance Well-Known Member

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    #19
    This is the combination I use, seems a 50/50 split between who chooses which method, plus it only costs the $50 2checkout fee to setup.
     
    romance, May 26, 2005 IP
  20. Debng

    Debng Peon

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    #20

    As an experienced content writer, I prefer paypal. I've never had any problems and the immediate payment is quite the perk.

    None of that "check is in the mail..." business.
     
    Debng, May 29, 2005 IP