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Best Merchant Account

Discussion in 'Payment Processing' started by James_P, Jul 21, 2009.

  1. #1
    So I'm currently running an ecommerce site and I've been using a regular paypal premiere account, but now I'm considering upgrading to a Paypal merchant account so that people can pay without having to be registered with Paypal. Is paypal one of the better merchant providers around? Or are there better ones? Rates-wise.

    Thanks.
    SEMrush
     
    James_P, Jul 21, 2009 IP
    SEMrush
  2. thewebhostingdir

    thewebhostingdir Well-Known Member

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    #2
    Paypal is a good Merchant accounts provider. Other than paypal I would suggest you to go for Money Booker or 2checkout though the price is little bit high of 2checkout but their support is excellent.
     
    thewebhostingdir, Jul 21, 2009 IP
  3. BomBas

    BomBas Peon

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    #3
    Absolutely. PayPal is the best merchant accounts provider today.
     
    BomBas, Jul 21, 2009 IP
  4. krist11

    krist11 Active Member

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    #4
    Yes paypal is best merchant account provide i am also using paypal.........
     
    krist11, Jul 21, 2009 IP
  5. James_P

    James_P Peon

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    #5
    Okay, and to clarify: Paypal merchant account will enable my customers to pay via CC without having a paypal account of their own, correct?
     
    James_P, Jul 21, 2009 IP
  6. Disguised

    Disguised Notable Member

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    #6
    Yes, Exactly.
     
    Disguised, Jul 21, 2009 IP
    mentos likes this.
  7. mentos

    mentos Prominent Member

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    #7
    IMO,paypal charge the fee is too high and its not worth it.
    Now i using swreg coz their introduce 1 flat rate fee which is much more cheaper than paypal.
     
    mentos, Jul 21, 2009 IP
  8. spyromike

    spyromike Peon

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    #8
    I used to work in the merchant account area, I can offer these tips when comparing to PayPal. When looking at the merchant account, consider:

    What is the per transaction fee?
    What is the discount rate?
    What is the non-discount rate?
    What is the chargeback fee?
    What is the credit fee?
    When are settlesments done?
    Is there a monthly fee?
    Is there a statement fee?
    Is there an AVS fee?
    Is there a reserve (should only be for high risk)?
    What is your monthly limit?

    Hope this helps,

    Mike
     
    spyromike, Jul 23, 2009 IP
  9. Hyland123

    Hyland123 Peon

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    #9
    Hi,

    It's relatively easy to acquire a Pay Pal merchant account (at least in my experience) however I'm not really sure that it's worth it. I've had Pay Pal freeze my account (the money that I had just earned) for what seemed like no reason. When I finally got them on the phone it was because my account had a rush of sales that had set of some sort of internal FLAG in their system. It took three weeks to get it all sorted out. When all was said and done they apologized and released the funds.

    But still after that, I won't use them again.

    Best Wishes,
    Megan
     
    Hyland123, Jul 23, 2009 IP
  10. Talker

    Talker Peon

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    #10
    The best i have found is Plimus, charges are higher than 2checkout, but thier payment verification is excellent. you should try it. www.plimus.com
     
    Talker, Jul 25, 2009 IP
  11. Dhaval1983

    Dhaval1983 Peon

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    #11
    Yes, 2checkout.com is a best merchant account but it is costly. Though the services are excellent including support.
     
    Dhaval1983, Jul 25, 2009 IP
  12. Talker

    Talker Peon

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    #12
    No doubt, but i have seen many fraudlient transactions on 2CO. So i prefere Plimus over 2CO.
     
    Talker, Jul 27, 2009 IP
  13. Shafiq Kamal

    Shafiq Kamal Active Member

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    #13
    If you are in USA then yu can use Charge.com. Their fee is very low.
     
    Shafiq Kamal, Jul 27, 2009 IP
  14. oqsales

    oqsales Active Member

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    #14
    If any developer is free to tweak a plimus gateway for cubecart, PM me. Also anyone interested in this let me know if you'll be needing it.
     
    oqsales, Jul 27, 2009 IP
  15. merchantmaverick

    merchantmaverick Peon

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    #15
    Paypal has their website payments pro feature, which will allow you to integrate a payment gateway with your shopping cart. That way you won't have to redirect your visitors to the Paypal payment page. So, in effect, it works exactly like a regular merchant account. Now, would I recommend them...not so much.

    I think you're better off with a MerchantPlus, CDGCommerce or Dharma Merchant Services. All great companies with great customer service.
     
    merchantmaverick, Oct 12, 2009 IP
  16. ravirandymega

    ravirandymega Peon

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    #16
    paypal is the best merchant account provider no doubt at all but moneybookers and check out is also some of the best merchants, moneybookers is best in my opinion.
     
    ravirandymega, Oct 12, 2009 IP
  17. SkyisLimit

    SkyisLimit Active Member

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    #17
    spyromike, is practical, Very good. you all need to take into measure before U go.

    NO patience just stick with paypal..they do offer what you asked.
     
    SkyisLimit, Oct 13, 2009 IP