Hello, I have a question about openning the bank account. Is it possible to open an account in any US bank with 2 owners : one is U.S. resident and one isn't? Thanks, Igor.
That would be called a Joint account. I believe it is indeed possible as long as the parties to the bank accounts appear at the US bank branch in person with the necessary IDs.
unfortunally, I cannot go to USA. And as I know if I could visit USA then I could open a bank account even without any partner. Is it possible to do without visiting US?
No, not after what happened on 9/11. They want to prevent money laundering and terrorists funding and would require you to appear in person as the law requires the bank to 'know their customers'. People would less likely commit a crime if their anonymity is removed.
its possible it you apply for etrade bank account /investment account..you can use this as your bank account.
Wouldn't that defeat the reason why etrade offers the account in the first place. In whatever case, you should not take advantage of this if you do not intend to trade with etrade.
There are some US banks which offer accounts for non-US residents. You can open account with them through sending them application via mail including the required documents mostly attested copy of the Passport. Here is the link for Wells Fargo International Personal Banking.
Well you can be "a foreign national moving to the U.S." for a very long period of time. They require copy of Passport not the copy of Visa. In some countries waiting period for visa is more than 2-3 years.
There are 2 ways if you want to open account in the US 1. Go to the bank in person. 2. Incorporate a company and then open account in the name of company! (it is very difficult but worth giving a try)
I don't believe it is the right thing to abuse the system if you do not have the intention to move to the US. It may reflect very badly on you in your future dealings with them.
Or you could seek for a US partner for whatever business you plan to run using a US based bank account, and let him forward funds to you via available ways. Tricking a bank may result in your account being locked together with any money in it, and that could catch you unprepared. I doubt you like the idea of losing your money all of a sudden.