I recently accrued over $50 dollars in my adsense account. When I log in to adsense it is saying my payments are on hold until I enter a PIN. I chose EFT payments and have verified my bank account. I was under the impression that you only needed to enter a PIN if your chosen method of payment was by cheque or am I wrong?
In all cases Google must verify your physical address by mailing you a PIN card. It will probably delay your first earnings deposit by a month, but unfortunately its the way this world works...