Anyone have a Paypal Plus Credit Card?

Discussion in 'PayPal' started by Shazz, Jan 18, 2009.

  1. #1
    I have a business account established with them for 4 years, making transactions more than 1k, and having more in my paypal account then my bank account... Yet paypal still denies it when I try to apply for a paypal plus credit card.

    Im lost...
     
    Shazz, Jan 18, 2009 IP
  2. shacow

    shacow Active Member

    Messages:
    339
    Likes Received:
    3
    Best Answers:
    0
    Trophy Points:
    60
    #2
    I applied to, same kind of situation and they refused.

    strange...
     
    shacow, Jan 18, 2009 IP
  3. Mark Henderson

    Mark Henderson Well-Known Member

    Messages:
    402
    Likes Received:
    7
    Best Answers:
    0
    Trophy Points:
    110
    #3
    maybe it is something to do with your credit rating?
     
    Mark Henderson, Jan 18, 2009 IP
  4. Shazz

    Shazz Prominent Member

    Messages:
    8,395
    Likes Received:
    453
    Best Answers:
    0
    Trophy Points:
    330
    #4
    No, Ive always had a debit card in the past. And my credit score/rating is great.
     
    Shazz, Jan 18, 2009 IP
  5. gsv13

    gsv13 Well-Known Member

    Messages:
    2,773
    Likes Received:
    114
    Best Answers:
    0
    Trophy Points:
    130
    #5
    They have plainly BS policies. Never trust them.
     
    gsv13, Jan 18, 2009 IP
  6. Shazz

    Shazz Prominent Member

    Messages:
    8,395
    Likes Received:
    453
    Best Answers:
    0
    Trophy Points:
    330
    #6
    If you could name some of them...
     
    Shazz, Jan 18, 2009 IP
  7. hav0c

    hav0c Notable Member

    Messages:
    1,391
    Likes Received:
    39
    Best Answers:
    0
    Trophy Points:
    235
    Digital Goods:
    1
    #7
    Being approved for a credit card, even one being with PayPal, has nothing to do with how much business you've done with them or necessarily even how much money you have. There are a lot more factors in the equation to obtaining one. Debit cards play no role whatsoever in your credit score or even report.

    You should checkout MyFico.com to see exactly how good your credit report and score is just to be sure. A good thing to do would be to call the bank which issues the credit card to see why you are being denied after applying.

    IMO, the PayPal credit card isn't that great as there are much better options through banks such as Chase which offer better rewards. The PayPal debit card wouldn't be a bad choice to obtain since it is nearly identical but without the true credit ability.
     
    hav0c, Jan 18, 2009 IP
  8. shacow

    shacow Active Member

    Messages:
    339
    Likes Received:
    3
    Best Answers:
    0
    Trophy Points:
    60
    #8
    Its not actually paypal that issue the cards..

    its some underruling company for paypal that ive never heard of, they are way offshore from the uk and im pretty sure its an under developed country anyway, so im kinda glad i didnt get it :)
     
    shacow, Jan 19, 2009 IP
  9. hav0c

    hav0c Notable Member

    Messages:
    1,391
    Likes Received:
    39
    Best Answers:
    0
    Trophy Points:
    235
    Digital Goods:
    1
    #9
    GE Money Bank is the card issuer and located in the US. They are not just a company that popped up overnight.
     
    hav0c, Jan 19, 2009 IP