its been way past 45 days for me and I still got $xxx.00 waiting to be sent to me... wonder what the heck is going on
Yes, people are getting paid. Look at the YPN FAQ's. It's 45 days from the end of the calendar month, providing you have earned at least $100 - so the time frame depends on when you added YPN. In theory, it could take 75 days to receive payment even if you made $100.
Again the TOS saves the day. I dont really think there is anything to worry about as YPN has a good company backing it.