What i am asking is that something like your own webstore (like: http://webstore.amazon.com/) where they accept payments for you and you without having to have a merchant account, a paypal, or a payment solution like 2checkout or ccnow. And all the payment you recieve on your product, will be made toward you in a certain week or date of month but they will only deduct transaction or any other fees for accepting payments for you and you not having any merchant account. I hope you get the idea.