i m looking fro somewhere[an online shopping] that for example i pay 200$ that goes to my account balance (i don't like enter my credit card many times) or any other reasons
you can buy prepaid credit cards... visa, mastercard, etc... you can pick them up all over the place... try a cell phone store.
Why not use paypal. Deposit some money in your paypal account and shop at stores that accept it. http://www.paypal.com/cgi-bin/webscr?cmd=_shop-ext