Any payment processing that allow to process money to third party?

Discussion in 'Payment Processing' started by Chr1ssst0pher, Sep 2, 2009.

  1. #1
    Here is the deal:

    Are there any payment processing systems working with credit cards directly that allow to work in the way 2checkout or google checkout are working. To get commisions per every transaction from the customer to the seller that, for instance, host its shop on my website or platform.

    It means I provide the space and platform to the sellers, they publish their shops and products on my platform and indicate their payment details. Customers will pay to them but I will receive the commission from every transaction...

    Is there any simple and tested way to do this without problems and without responsibility for the sellers, which is more important.. how to secure yourself?

    Thank you in advance for your answers:cool:
     
    Chr1ssst0pher, Sep 2, 2009 IP
  2. jestep

    jestep Prominent Member

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    #2
    Paypal is opening up a new platform, and they are supposed to allow aggregating (which is what you are referring to). Not sure whether it is publicly availlable or not. The only other option would be to find a credit card processor that allows aggregating. The only ones that I know of are offshore processors, and are very expensive.
     
    jestep, Sep 2, 2009 IP
  3. ggecko

    ggecko Guest

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    #3
    Yeah, thats right. Paypal look to me the leaders in this, they are coming up soon!
     
    ggecko, Sep 2, 2009 IP
  4. tumku10

    tumku10 Peon

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    #4
    I dont think such a facility available in any payment processor but still you can look for xoom
     
    tumku10, Sep 2, 2009 IP
  5. TomMartiner

    TomMartiner Peon

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    #5
    Chr1ssst0pher,

    I was looking for the same thing myself at one point and it is possible. After doing months and months of research and trying to find out everything i could about the merchant industry I had final came across how this could be done. The one poster mentioned the term aggregator. This is true to a certain degree. An aggregator would be a person that would accept payments within their own merchant account for other companies customers. Then they would charge that customer a fee in order to do this. So let say you had a merchant account and you were charged 1.00%. You customer charges their customer $100 and the funds are deposited into your bank account. Then you charge your customer 5.00% for your services. You deposit $95 into their account keeping the $5.00 and paying the merchant provider $1.00, making a $4.00 profit. This is a big no no and can't be done, trust me i tried 100 different ways.

    What you are speaking of is what is called a Referral resellers affiliation or at least that is what i am called. I found a company that was willing to pay me a commission based on every transaction my clients produced. When I have a new client I refer them to a particular person at this company. He handles all the paperwork, setup and everything else that is needed. At the end of the month a receive a report of what each one of my clients processed and a check for the commission. The best part is, it is recurring. As i keep adding new clients the amount that is being process keeps growing. After my 3rd year the commission from processing is about 15% of my total revenue. So it can be done it just a matter of find the right company to work with.

    Hope this helped.
     
    TomMartiner, Sep 4, 2009 IP