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Any bank which opens an account at 0 balance in India??

Discussion in 'Payment Processing' started by Digital_shubhi, Apr 20, 2009.

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  1. sachin410

    sachin410 Illustrious Member

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    #21
    sachin410, Apr 20, 2009 IP
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  2. Digital_shubhi

    Digital_shubhi Illustrious Member

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    #22
    Digital_shubhi, Apr 20, 2009 IP
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  3. getjimmy

    getjimmy Prominent Member

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    #23
    I think all are same,i have HDFC and Standard Chartered added to my paypal account and normally get funds in 48 hours in both accounts.
     
    getjimmy, Apr 20, 2009 IP
  4. allslots99

    allslots99 Banned

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    #24
    MANY BANKS
    TRY ICICI
    I have a acount in Canara Bank with 0 blalance
     
    allslots99, Apr 20, 2009 IP
  5. amol_cool

    amol_cool Guest

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    #25
    Try AXIS BANK... They are best... gives you ALL facilities in 0-balance account too! :)
     
    amol_cool, Apr 20, 2009 IP
  6. inman

    inman Peon

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    #26
    Federal Bank has a type of savings account called "Yuvamithra". You should be under 35 to be eligible for it. Though it is a zero balance account, it offers all features of a regular account (Cheque Book, ATM Card, Net Banking etc). Contact your nearest Federal Bank for more details.
     
    inman, Apr 20, 2009 IP
  7. chpshah

    chpshah Banned

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    #27
    Axis Bank and HDFC Bank have this option.
     
    chpshah, Apr 20, 2009 IP
  8. gsv13

    gsv13 Well-Known Member

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    #28
    http://www.axisbank.com/personal/accounts/zerobalancesavingsaccount/Zero-Balance-Savings-Account.asp
    500Rs per year charge .... no need to maintain balance.
     
    gsv13, Apr 21, 2009 IP
  9. Digital_shubhi

    Digital_shubhi Illustrious Member

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    #29
    I also talked to HDFC Bank. They are also ready to open an account with Rs.2500 minimum balance. BUt at the starting you need to give Rs.5000. But after that we can withdraw Rs.2500 from it and leave it with only Rs.2500. :)

    They are also giving a International VISA Debit card and many facilities in it ! :D

    - Digital -
     
    Digital_shubhi, Apr 22, 2009 IP
  10. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #30
    Can you give me this account name (savings a/c,super savings a/c etc.) :confused: We have to make any FD to avoid MQB charge in this account ?

    DON.
     
    deluxdon, Apr 22, 2009 IP
  11. SOULZRIPPER

    SOULZRIPPER Well-Known Member

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    #31
    If you are willing to go with a funded acc then try citi.
     
    SOULZRIPPER, Apr 22, 2009 IP
  12. Digital_shubhi

    Digital_shubhi Illustrious Member

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    #32
    Well, I think they told me about the Normal Savings Account !! :)
    And it has all the facilities in it with Rs.5 lakh insurance. :D
    And we can withdraw a maximum of Rs.50k at one time from the Debit Card.
    Its a cool one. I think best for us. ALso we can recharge our mobile via NetBanking of HDFC.

    - Digital -
     
    Digital_shubhi, Apr 22, 2009 IP
  13. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #33
    Then its really good facilities provided by HDFC bank.

    BTW are you sure that there is no any penalty for keeping only 2500 INR balance in it instead of 5000 INR :confused:

    DON.
     
    deluxdon, Apr 22, 2009 IP
  14. drcsystems

    drcsystems Peon

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    #34
    Not Confirm but I listen some where that in axis bank is Opening account at zero Balance.

    Pls check it out
     
    drcsystems, Apr 22, 2009 IP
  15. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #35
    Nope. Thats not true as i have savings account with AXIS bank and i need to maintain 5k INR balance there in my account.

    DON.
     
    deluxdon, Apr 22, 2009 IP
  16. Digital_shubhi

    Digital_shubhi Illustrious Member

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    #36
    Yup, I am sure !! :) You can keep your balance 2500 INR..!! Just while opening they need 5000 INR.

    And, in AXIS also there is a new scheme in which you can keep your account balance ZERO. But you need to deposit Rs.5000 in the beginning and then you can withdraw all your money after opening of account. :)

    - Digital -
     
    Digital_shubhi, Apr 23, 2009 IP
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  17. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #37
    Strange as i asked the same thing in my bank branch and they said i need to maintain 5000 INR QB :( Confused :confused:

    DON.
     
    deluxdon, Apr 23, 2009 IP
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  18. getjimmy

    getjimmy Prominent Member

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    #38
    I just asked customer care and they said 2500 limit account can only be opened for less developed cities/area and do not have all the facilities of normal saving account.

    @Don, Gao mai chalte hai,jab hdfc aayge tho 0 balance mai bhi open ker dega.
     
    getjimmy, Apr 23, 2009 IP
  19. getjimmy

    getjimmy Prominent Member

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    #39
    I just asked customer care and they said 2500 limit account can only be opened for less developed cities/area and do not have all the facilities of normal saving account.

    @Don, Gao mai chalte hai,jab hdfc aayge tho 0 balance mai bhi open ker dega.
     
    getjimmy, Apr 23, 2009 IP
  20. Digital_shubhi

    Digital_shubhi Illustrious Member

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    #40
    @ getjimmy

    all facilities are available in it. And its a normal savings acc.

    Otherwise they must nt hv gvn International Debit card with withdrawl limit of 50k. :mad:
     
    Digital_shubhi, Apr 23, 2009 IP
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