If so I have a few questions for a project that I need to do: 1. What are the implications of having either a positive or negative credit history? (Ask for specific examples.) 2. What would constitute a responsible use of credit? 3. What are three (or more) inappropriate uses of credit? 4. When selecting a credit card, what factors should one consider? Also if you answer these questions you need to be official and I need the following information so my teacher can verify that I asked a professional. a. Name b. Company you work for c. Address d. Phone number e. E-mail address If you wish you can just PM me. Thank you so much!