Hi everyone, as you can tell from the title, this is another case of a negative balance on Paypal and I need some advice. So my case: I'm quite stubborn, so obviously I overspent using my Paypal account. Bank and CC all connected. And now I am $700 aud into the negatives. I'm 19 but I don't have a job at the moment. However, I do get, I guess, an allowance. $50 a week. And I am willing to pay back the money I owe...but as you can tell by doing the maths, it'll take me at least 4 months to pay it in full. And reading from other negative balance posts, some scary stuff can happen if you don't pay it all within a certain time frame. So is there like a way for me to like, slowly pay them back without Paypal getting debt collectors on me and stuff like that? I would like to keep this issue as low profile as possible as I am still living with my family