Hi! Allan Gardyne has been online for years and is one of the most respected Webmasters we have. His latest Newsletter titled 'AdSense bamboozles AdSense Expert' can be found here - http://www.associateprograms.com/articles/637/1/AdSense-bamboozles-AdSense-expert Allan's post describes his frustrations of figuring out Google's latest changes to their AdSense Terms and Conditions. Included are insights into the Privacy Policy changes as well. I think it will help answer many questions folks are asking about. Be sure and read to the end of the post for a real kicker! Google clearly states what we are to do when we're confused about anything. Their directions are priceless!