after disabling account what happen

what google will do after it disable the account does it take the earnings that i was credited before or not

 

They will refund all the money you have in your account to respective advertisers.

 

and if they find that i don't have money at bank or closed my bank account what they will do

 

and you are going to loss all the money you earn

 

how can they take the money from me

 

no, if they paid you, they won't take the money back
if you have money that google didn't pay, you will loss those money

 

so i will lose only the money that i didn't get paied for it

 

yep, dont worry they dont take your personal money.

 

thanks a lot for the answer and i wish that i will be able to enable my account

 

yea, but if you gain you money by fraud, Google could take legal action toward you

 

my account was disabled from from people that hates me and i told google about their adsense google account they use it to make tests to close it and now waiting for google respond