Well, it's not 'adult' (no porn) but does have some nudity. I don't have a merchant account and am not a registered business. Can anyone suggest a 3rd party payment processor for digital content?
my suggestion for something like this is perfectmoney,and as I have been them quite long I know they are welcome adult and gambling industry and since they live thousand miles from US.I think US online payment policy disclude them
I think that you should try HooPay, Liberty Reserve or Perfectmoney. They are located on tax haven countries so you will have bank secrecy law. The problem of perfectmoney and liberty reserve is that they can't deposit money through credit card but they are good choices.
Go with CCBILL.COM or EPOCH SYSTEMS those are the leaders in the Adult Industry payment processing. Also search on the major Adult boards for more information about this topic.