It is not impossible. It is your way of thinking. Create a seperate chequing bank account in another bank company example `RBC` (thats what I did) and Make all your adsense profit go to there, and make all your money your paying come from that bank account. I earn a good $50 - $100 a day so i feel this is very necessary for me. But again mate it is all in your thinking. it is not impossible. good luck!
No way. That option is not implemented till now. Adwords accept visa, master card credit card payments only.