I am thinking about adding a bank account to paypal because I am thinking about starting up a forum posting service. However, do you think it would be best if I made a new account at a bank that none of my other accounts are affiliated with? Also, how easy is it usually to make an account at a bank I have never belonged to?
If you are in the United States, it should be quite easy as long as you make an initial deposit. They always run your Social Security number to check for any fraud against you. Otherwise, it is quite easy. I can not say in other parts of the world. I use my regular bank account, it is easier to keep track of for me.
A new bank account (off-line) only takes about 20 minutes. You just need an ID, and opening deposit. Some banks give 'free money' when you open an account. The catch: You need to shop around because most banks require a regular direct deposit for your account to be free.